Joseph Tenerelli Flintridge Realty and Mortgage Office: 818-790-6651 Fax: 818-790-5062 Cell: 818-383-0429 THE OLDEST REAL ESTATE AND MORTGAGE COMPANY IN LA CANADA-FLINTRIDGE EMAIL JOESMAILBOX@AOL.COM Mortgage Rates National Average Rate* 30-Year Fixed 3.89% 15-Year Fixed 3.22% 5/1 ARM 2.87% * Conforming FNMA Loan Amount. Rates may include points. Information updated: 1/27/2012

                                                                                                          I I have been the Broker/Owner of Flintridge Realty and Mortgage for over 20 years, and have closed over $500 million in real estate transactions with high net worth individuals..  In doing so, I have established beneficial relationships with lenders, home inspectors, appraisers, escrow companies, title companies and a wide range of housing professionals where you will receive reduced rates, and minimize " JUNK FEES" at the close of escrow. I have sold and financed every type of real estate ranging from oceanfront homes to foreclosed properties, large estates to gas stations and shopping centers. We are members of THE CALIFORNIA MLS ALLIANCE, an alliance of 20 multiple listing services covering most of California. When I put your home in the MLS, your home will not only appear in 20 MLS sites,  but also on Realtor.com™, Zip Realty, Redfin, Zillow.com™, and many other popular property sales websites. No upfront costs if your property doesn't close escrow you pay zero!